How do I compare Medigap policie

If a percentage appears, the Medigap plan covers that percentage of the benefit, and you’re responsible for the rest. Visit Medicare.gov later this fall to see the 2020 benefit amounts.

* Plan F also offers a high-deductible plan in some states. With this option, you must
pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the
deductible amount of $2,300 in 2019 before your policy pays anything. (Plans C and F
won’t be available to people who are newly eligible for Medicare on or after January 1,
2020. See previous page for more information.)


** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible ($185 in 2019), the Medigap plan pays 100% of covered services for the rest of the calendar year.


*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t
result in an inpatient admission.